The Renewed Hope Housing Programme is a flagship Federal Government initiative under President Bola Tinubu designed to address Nigeria’s housing deficit by providing affordable homes nationwide. With fixed prices, flexible payment plans, and diaspora inclusion, the programme offers a unique opportunity for Nigerians everywhere to own a home.
Project Overview: A Giant Construction Site
Nigeria’s housing deficit is estimated at over 20 million units. The Renewed Hope Programme aims to bridge this gap through large-scale development of:
- 34,500+ housing units in the first phase
- Renewed Hope Cities in each geopolitical zone and the FCT
- Renewed Hope Estates in almost all 36 states
Each development includes access roads, electricity, water, green areas, and community layouts built to urban planning standards.
Uniform Pricing Across Nigeria
In a move to ensure equity, the government approved fixed prices across all locations for key housing types under the programme:
| House Type | Price (₦) |
|---|---|
| 1-Bedroom Semi-Detached Bungalow | ₦8.5 million |
| 2-Bedroom Semi-Detached Bungalow | ₦11.5 million |
| 3-Bedroom Semi-Detached Bungalow | ₦12.5 million |
These units are built for affordability, with the potential for future expansion by homeowners.
Housing Types and Features
The programme prioritizes semi-detached bungalows for ease of access and affordability. Key characteristics include:
- Spacious floorplans
- Modern plumbing and electrical works
- Paved compounds and green spaces
- Expandable structures (owners can add floors or rooms over time)
Some locations, such as Lagos and Abuja, also include premium duplex units, especially targeted at Nigerians in the diaspora.
Who Can Apply?
- Nigerians aged 18 and above with verifiable income
- Public sector workers
- Private sector employees
- Self-employed individuals
- Nigerians in the diaspora (via online application)
Flexible Payment Options
The Renewed Hope Housing Programme provides several financing structures to ensure affordability:
- Outright Purchase – Full payment up front
- NHF-Backed Mortgage – 6% annual interest, up to 30 years
- Rent-to-Own – Pay rent monthly toward eventual ownership
- Installments – Start with a 20% deposit and spread the balance
Applicants can choose the plan that best suits their financial profile.
Nationwide Locations
Every state in Nigeria, plus the FCT, is receiving either a Renewed Hope City (large-scale development) or an estate project. Below is a snapshot of project distribution:
Renewed Hope Cities (1,000+ units each):
- Abuja (Karsana)
- Lagos (Lekki Aviation Town)
- Kano (Janguza)
Selected Renewed Hope Estates (250–500 units):
- Oyo (Ibadan)
- Nasarawa (Karu)
- Ebonyi, Delta, Abia, Osun, Benue, Yobe, Gombe
Opportunities for Nigerians in the Diaspora
The Renewed Hope Programme is one of the first federal housing schemes to explicitly include Nigerians abroad. Benefits include:
- Online application from any country
- Diaspora-specific housing projects (e.g. 1,000 duplexes in Lekki)
- Access to NHF diaspora mortgage options
- Priority allocation in select estates
How to Apply
- Visit renewedhopehomes.fmhud.gov.ng
- Create a profile and complete the application form
- Choose your preferred state and house type
- Select a payment method (outright, mortgage, rent-to-own)
- Upload ID, proof of income, NHF number (if applicable)
- Submit and receive your Application ID
You will be notified when allocations begin in your selected state or estate.
Project Partners
- Federal Ministry of Housing & Urban Development (FMHUD)
- Federal Mortgage Bank of Nigeria (FMBN)
- State Governments (land provision, infrastructure)
- Private Developers (e.g. Harmony Gardens for diaspora projects)
- NiDCOM (diaspora engagement)
FAQs
Is this programme real and trustworthy?
Yes. It’s an official Federal Government initiative with legal contracts, verified portals, and over 15 projects launched across Nigeria.
Can I apply while living abroad?
Absolutely. Diaspora Nigerians are encouraged to apply through the portal with their Nigerian passport, NIN, or NHF account.
Do I get land ownership too?
Yes. All homes include land title documentation once payment is complete.
When will houses be ready?
First batches are already nearing completion (e.g. Nasarawa, Oyo). Occupancy expected from late 2025 through 2026 depending on location.
Are there restrictions on resale?
Resale may be limited for the first few years to prevent flipping. Check your allocation letter for terms.
How do I avoid fraud?
Only apply via renewedhopehomes.fmhud.gov.ng and never pay any middleman.
Whether you’re a first-time homebuyer, a civil servant, or a diaspora Nigerian planning your return, the Renewed Hope Housing Programme is a golden opportunity to own your home securely and affordably.
For official updates, visit housing.gov.ng or follow the Ministry of Housing on social media.
