In 2024 alone, ₦12.7 billion was lost by unsuspecting buyers to land scams in Lagos, Abuja, and Port Harcourt. Nigeria’s real estate boom is real—but so are the legal pitfalls waiting to trap first-time investors. This guide exposes 7 loopholes that could turn your dream property into a nightmare, with 2025-proof solutions to secure your ownership.
1. The “Omo-Onile” Inheritance Scam
The Trap: Distant relatives reselling family land after you’ve paid the original owner.
Verified Case: A 2024 EFCC report documented 37 cases in Lagos where buyers faced lawsuits from unconsulted family members.
Fix:
- Demand a Family Tree Affidavit signed by ALL living heirs.
- Hire a local lawyer to verify lineage via community leaders (Pro Tip: Use lawyers registered with the NBA).
2. Fake Certificate of Occupancy (C of O)
The Trap: Forged documents, rampant in Abuja’s Gwarimpa district.
Red Flags (2025 Standards):
- Missing QR code linked to the National Land Registry’s database.
- No holographic seal from the issuing state.
Solution: - Validate C of O at state land ministries (e.g., Lagos State Land Bureau).
- Use the official Nigeria Land Verification Portal (landregistry.gov.ng).
3. Undisclosed Government Acquisition
The Trap: Land secretly earmarked for public projects.
2025 Verified Hotspots:
- Lagos: Badagry Corridor (per Lagos State Urban Development Authority masterplan).
- Abuja: Phase 5 districts flagged in Federal Capital Territory (FCT) Gazette No. 42.
Solution: - Request a Land Status Report from the state’s Directorate of Land Administration (₦15,000 fee).
- Check urban masterplans at state urban development offices.
- Search for “Revocation Notices” in local newspapers from the past 6 months.
4. Double Sales via Multiple Survey Plans
The Trap: Overlapping claims via manipulated survey numbers.
Data-Driven Insight: A 2024 Lagos State Surveyor-General audit found 12% of plots had conflicting registrations.
Solution:
Use licensed surveyors registered with Nigerian Institution of Surveyors (NIS)
Cross-check with the State Surveyor-General’s Office (₦25,000 fee for official confirmation).
5. Accrued Ground Rent Liabilities
The Trap: Unpaid taxes inherited by buyers.
Official Data: The Lagos State Internal Revenue Service (LIRS) revealed 45% of land titles in Ikoyi have unpaid ground rents (2015–2024).
Solution:
- Demand a Ground Rent Clearance Certificate (issued by state revenue offices).
- Verify payments via the Lagos State Land Tax Portal (lagoslandtax.ng).
6. Customary vs Statutory Ownership Conflicts
The Trap: Families selling land already ceded to the government.
Legal Precedent: Supreme Court Judgment SC/CV/120/2023 revoked 82 titles in Ajah due to pre-2008 acquisition.
Solution:
- Confirm land status via the State Land Use Allocation Committee.
- Ensure the title includes Governor’s Consent (mandatory under the Land Use Act 1978).
7. Fake Agent Fraud
The Trap: Impersonators using forged credentials.
2025 Advisory: The Nigerian Institution of Estate Surveyors (NIESV) warns against unlicensed Instagram “agents.”
Solution:
- Verify agents via the NIESV License Check Portal
- Never pay deposits without a Signed Agency Agreement.
In conclusion
“Don’t become a 2025 statistic! Bookmark this guide, share it with your family, and always consult a verified land lawyer before signing ANY documents. Got questions? Drop them below—we’ll answer within 24 hours!”